2015 is going to be different. It will be the first full year in a post recessionary era where only a small few feel a positive difference, despite the government recovery figures.

Life for many is still as tough and as uncertain as it was a few years ago, and we may just have to acknowledge the fact that this is it – this is the new normal. Get on with it.

So how do we get moving in 2015 and what is the biggest challenge facing us?

Time Management is like losing weight – we all know how to do it but we slip into bad habits!!
Here are my top tips for managing your time.